Privacy Policy

1. Who We Are

Graduated Money LLC, doing business as Graduated Money, is the company responsible for this website and the personal information described in this policy when we decide why and how that information is used. In this policy, “Graduated Money,” “we,” “us,” and “our” mean Graduated Money LLC.

This policy covers graduatedmoney.com, related pages, forms, checkout and membership experiences, our educational content and communications, and the online services where this policy is posted or linked. It does not replace a separate written agreement for a specific agency client, contractor, employee, or partner relationship.

2. Notice at Collection

We collect the categories of personal information listed below for the purposes explained in this policy. We may use online identifiers and internet activity through advertising and analytics technologies. Depending on the technology and applicable law, that use can count as “sharing” or “sale” for cross-context behavioral advertising even when money does not change hands. You can opt out as explained in Section 11.

3. Personal Information We Collect

We may also receive information from business partners, referral sources, publicly available sources, social platforms when you interact with our pages or ads, and service providers acting for us. We do not knowingly collect personal information from children under 13.

4. How We Use Personal Information

We use personal information to run the business and make the experience useful, including to:

• Operate, secure, maintain, personalize, and improve the site, products, programs, memberships, communities, and agency services.
• Create and manage accounts, process purchases, deliver digital access, respond to support requests, and send transactional messages.
• Review applications, schedule calls, scope potential projects, onboard clients, and perform agency work.
• Send newsletters, launches, education, offers, reminders, and other marketing by email or text where allowed and with the permissions required by law.
• Measure content, ads, funnels, conversions, and campaign performance. This includes building audiences, retargeting, frequency management, and attribution when your settings and applicable law allow it.
• Prevent fraud, abuse, security incidents, and unlawful activity; enforce our agreements; protect our rights; and comply with legal obligations.
• Create aggregated or de-identified reporting and business insights that do not reasonably identify you.

5. How We Share Information

We do not rent personal information lists. We share information only as needed for the purposes above, including with:

• Service providers: vendors that host the website, deliver courses or community access, process payments, manage CRM records, send email and SMS, provide scheduling, support, security, analytics, cloud storage, and other business operations. Kajabi may process information where it hosts a site, checkout, course, program, or membership experience.
• Advertising and measurement partners: analytics providers, ad platforms, social networks, and related marketing vendors when you allow the relevant technology or when applicable law otherwise permits it. Pixels and tags can send online identifiers and interaction data to those providers.
• Agency clients: if you apply to work with us or become a client, information relevant to that business relationship may be shared with the people you authorize within your organization.
• Professional advisers and authorities: lawyers, accountants, insurers, auditors, regulators, law enforcement, and others when reasonably necessary or legally required.
• Business transfers: a purchaser, investor, successor, or other party in connection with a merger, financing, acquisition, sale of assets, bankruptcy, or similar transaction.
• With your direction or consent: when you ask us to share something or connect a third-party service.

We require service providers that process information for us to handle it only as permitted by our instructions and applicable law. Their use of information that they collect independently is governed by their own privacy policies.

6. Pixels, Analytics, and Advertising

Yes, we use pixels, tags, cookies, SDKs, server-side events, and similar tools across our marketing stack. They help us see what content people interact with, understand whether ads are working, prevent duplicate ads, improve the funnel, and show more relevant marketing. Depending on your choices, these tools may collect or receive identifiers, browser and device information, pages viewed, events such as form submissions or purchases, and ad or campaign information.

We do not permit these tools to be used to build profiles from sensitive information that you provide to us for an unrelated purpose. We use a consent and preference approach where required. Read the Cookie Policy for the full breakdown and choices.

7. Email, SMS, and Other Marketing

When you subscribe, request information, join a program, or otherwise give the required permission, we may send marketing by email and SMS. Consent to marketing is not a condition of purchase unless clearly stated where law permits. Message frequency varies. Message and data rates may apply for SMS.

To stop marketing email, use the unsubscribe link in the message or email us. To stop marketing texts, reply STOP to the message or contact us. We may still send non-marketing messages needed to complete a transaction, deliver a product, maintain an account, provide service updates, or meet legal obligations.

8. Agency Client Data

When we perform marketing, advertising, web development, CRM, email, SMS, analytics, or related services for an agency client, we may process personal information that the client controls. In that situation, the client is generally the controller or business and Graduated Money acts under the client’s instructions as a service provider or processor, subject to the client agreement and any data processing terms. Individuals with questions about that client data should contact the applicable client first.

9. Legal Bases for UK and EEA Visitors

If UK or EEA data protection law applies, we process your personal information under one or more of these bases: performance of a contract or steps requested before entering a contract; our legitimate interests in operating, securing, improving, and marketing our business in a balanced way; compliance with legal obligations; and your consent where consent is required, including for certain cookies and direct marketing. You may withdraw consent at any time without affecting the lawfulness of processing before withdrawal.

10. Retention, Security, and International Transfers

We keep personal information for as long as reasonably necessary for the purpose it was collected, including to maintain an account or program access, provide services, resolve disputes, enforce agreements, meet tax and legal obligations, and keep accurate business records. Marketing records are generally retained until you opt out or we no longer have a business reason to keep them. We may keep de-identified or aggregated information longer.

We use reasonable administrative, technical, and organizational safeguards designed to protect information. No transmission, storage system, or security control is perfect, so we cannot promise absolute security.

We are based in the United States and may process information in the United States and other countries where we or our providers operate. Those countries may have different data protection rules. When required, we use appropriate transfer safeguards.

11. Your Privacy Choices and Rights

Depending on where you live and applicable law, you may have the right to request access, correction, deletion, a portable copy, restriction, or objection to certain processing. You may also be able to withdraw consent, opt out of targeted advertising, opt out of the sale or sharing of personal information, or appeal a rights decision.

For a request, email [email protected] with the subject line Privacy Request. Tell us your name, the email or phone number used with us, your state or country, and the request you want to make. We may ask for information needed to verify your identity. Authorized agents may submit a request where law permits, subject to verification of their authority and your identity.

We will not discriminate against you for exercising applicable privacy rights. If we deny a request, you may appeal by emailing us with the subject line Privacy Appeal. If you live in the UK or EEA, you may also complain to your local data protection authority, including the UK Information Commissioner’s Office.

12. Third-Party Links and Social Features

Our site, content, programs, and messages may link to third-party websites, platforms, embeds, or social features. We do not control their privacy practices. Review their policies before providing them information. If you interact with a social feature, the operator of that feature may collect information under its own policy.

13. Children’s Privacy

Our services are not directed to children under 13, and we do not knowingly collect their personal information. If you believe a child has provided us personal information, contact us and we will take appropriate action. If a higher age of consent applies where you live, we will handle data as required by applicable law.

14. Changes to This Policy

We may update this policy when our business, technology, or legal requirements change. We will post the updated version here and revise the effective date. If a change is material, we will provide additional notice when required by law.

15. Contact Us

For questions, privacy requests, or concerns, email [email protected] or write to the address in Section 1.