Disclaimer

1. General Information Only

Graduated Money LLC, doing business as Graduated Money (“Graduated Money,” “we,” “us,” or “our”), provides marketing services, education, programs, digital products, content, and resources. Everything on graduatedmoney.com and in our courses, programs, memberships, calls, emails, texts, social media, downloads, templates, and other materials is provided for general informational and educational purposes.

Nothing we provide is a promise of an outcome or a substitute for advice from a licensed professional who knows your facts. Your use of our information and services is at your own risk.

2. No Earnings, Revenue, or Results Guarantee

We do not guarantee that you or your business will make money, increase revenue, earn a profit, get leads, achieve a particular return on ad spend, grow an audience, secure a job, close deals, or obtain any other result from using our Services. Marketing is not plug-and-play. Results can be affected by your offer, pricing, product quality, audience, budget, execution, brand, sales process, creative, website, fulfillment, market conditions, competition, timing, and platform or algorithm changes.

Any numbers, case studies, client stories, testimonials, screenshots, campaign data, results, or examples we share show what happened in a particular situation. They are not typical-result claims, forecasts, promises, or a guarantee that you will get the same or similar result. Past performance does not guarantee future results.

3. No Financial, Investment, Tax, Legal, Medical, or Other Professional Advice

We are not your attorney, accountant, tax adviser, financial adviser, investment adviser, broker, therapist, doctor, or other licensed professional. Content about business, money, marketing, ads, systems, AI, e-commerce, operations, or growth is not legal, financial, tax, investment, medical, or professional advice.

Do not make a financial, legal, tax, investment, health, employment, or other major decision based only on our content. Talk to a qualified professional before acting on information that could affect your money, rights, health, or business.

4. Agency Work and Marketing Platforms

For agency clients, we may provide strategy, creative, web development, copy, campaign management, email/SMS work, CRO, analytics, AI systems, and related marketing services under a separate written agreement. We do not control ad platforms, social platforms, search engines, payment providers, email inboxes, SMS carriers, web hosts, third-party software, or the people who see your offers.

We cannot guarantee account approvals, ad approvals, reach, impressions, conversions, deliverability, platform uptime, advertising costs, algorithm performance, tracking accuracy, or any business result. Platforms can reject, pause, limit, charge, suspend, or change accounts, campaigns, data, policies, and features without notice. You remain responsible for your products, claims, offers, fulfillment, customer service, legal disclosures, data practices, and compliance with applicable law and platform rules.

5. AI and Technology Disclaimer

We may use artificial intelligence, automation, analytics, and third-party software in our systems, content, or services. Technology can be wrong, incomplete, outdated, biased, interrupted, or unavailable. You are responsible for reviewing outputs before relying on, publishing, sending, spending money on, or implementing them. Do not use AI-generated content or recommendations as a substitute for human judgment or professional advice.

6. Third-Party Content, Links, and Tools

We may reference, link to, embed, review, or recommend third-party products, services, websites, creators, software, or resources. That does not mean we control, endorse, guarantee, or accept responsibility for them. Their offerings, claims, policies, availability, pricing, security, and performance are their own.

Review third-party terms and privacy policies, and make your own decision before using or purchasing anything outside Graduated Money.

7. Affiliate and Sponsored Relationships

Some links, mentions, reviews, or recommendations may be affiliate links or part of another paid, gifted, or business relationship. If you purchase through an affiliate link, we may earn a commission or receive another benefit at no extra cost to you unless stated otherwise. We aim to disclose material connections clearly where the endorsement appears. A relationship does not change your need to decide whether the product is right for you.

8. Testimonials and Endorsements

Testimonials, reviews, and endorsements reflect the honest opinions and experiences of the individual contributor. We may edit them for length, grammar, or clarity without changing the core meaning. Individual results vary. A testimonial is not a guarantee, promise, or claim that you will have the same experience.

9. Accuracy and Forward-Looking Statements

We work to make our content useful and accurate, but we do not guarantee that it is complete, current, error-free, or right for your specific situation. Markets move. Policies change. Platforms flip switches. Information can age fast.

Any statement about potential future opportunities, plans, strategy, performance, revenue, growth, or results is forward-looking and based on current beliefs or assumptions. Actual outcomes can materially differ.

10. Personal Responsibility

You are responsible for your decisions, actions, business operations, communications, purchases, compliance, and results. Before implementing a strategy, making a claim, sending a campaign, spending money, or relying on an idea, use your own judgment and get appropriate professional guidance.

11. No Warranty and Limitation

TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE INFORMATION AND SERVICES ARE PROVIDED “AS IS” AND “AS AVAILABLE,” WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED. GRADUATED MONEY DISCLAIMS WARRANTIES OF ACCURACY, COMPLETENESS, MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, AVAILABILITY, AND RESULTS.

The Terms of Service contain additional terms governing limitations of liability, disputes, and use of the Services. Nothing in this Disclaimer limits rights that cannot lawfully be excluded.

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