Cookie Policy
Cookie Policy
1. What This Policy Covers
This Cookie Policy explains how Graduated Money LLC, doing business as Graduated Money (“Graduated Money,” “we,” “us,” or “our”), uses cookies and similar technologies on graduatedmoney.com and related pages, checkout, course, program, community, and marketing experiences where this policy is linked.
This policy should be read with our Privacy Policy, which explains how we handle personal information more broadly.
2. What Cookies and Similar Technologies Are
A cookie is a small text file placed on a browser or device. Similar technologies include pixels, web beacons, tags, local storage, software development kits, device identifiers, conversion APIs, server-side events, and other methods that store or access information on a device or send information when you use a website, email, app, advertisement, or social feature.
A pixel is often a tiny piece of code that records an event, such as a page view, form submission, email open, purchase, or ad click. Pixels and related tools may connect that event with online identifiers, device and browser data, IP-based location, and campaign information.
3. The Technologies We Use
| Category | What It Does | Choice |
|---|---|---|
| Strictly necessary | Runs core site functions, security, fraud prevention, load balancing, account login, checkout, session management, and your privacy choices. | These may be used without consent where permitted because the site or service cannot work properly without them. |
| Functional | Remembers settings, preferences, course or member experience choices, and helps create a smoother experience. | You can manage these through cookie settings where available. Disabling them can affect features. |
| Analytics and performance | Measures traffic, page performance, content engagement, funnels, form activity, email engagement, errors, and aggregate usage. | You can manage these through cookie settings where available. |
| Advertising and social media | Helps measure campaigns, build or match audiences, limit repeat ads, retarget, detect conversions, and make advertising more relevant. This includes pixels and server-side conversion events. | We seek consent before enabling these technologies where required. You can manage these through cookie settings, compatible browser opt-out settings, and relevant platform controls. |
We may use first-party technologies that are set by our site and third-party technologies that are set or operated by service providers, analytics providers, advertising platforms, social media platforms, payment providers, or other partners. The actual technologies can change as our stack changes. Your consent banner or preference center is the live source for the specific tools currently active on the page you are using, their provider, purpose, and duration.
4. Why We Use Them
We use these technologies to:
- Keep the site and checkout safe, working, and responsive.
- Remember choices and support login, membership, course, and customer-service functions.
- Understand traffic sources, content performance, user journeys, site errors, and funnel drop-off.
- Measure whether our ads, emails, texts, content, and offers lead to visits, applications, purchases, or other meaningful events.
- Build and reach audiences, prevent repeated ads, and show ads to people who may be interested in Graduated Money.
- Improve our products, programs, agency services, campaigns, and user experience.
5. Consent and Your Choices
Where required by applicable law, including UK and EEA rules, we ask for your consent before placing or accessing non-essential cookies and similar technologies. Consent must be a real choice. You can accept, reject, or change non-essential categories through the cookie settings option made available on the site.
Most browsers let you block or delete cookies. Browser settings are device and browser specific. Blocking cookies can break or reduce some features. You can also use advertising-industry and platform controls, but those choices do not block every technology and may not apply across all devices or browsers.
6. Global Privacy Control and Targeted Advertising Opt-Out
Some browser extensions and browsers send an opt-out preference signal, such as Global Privacy Control (GPC). Where applicable law requires it, we treat a compatible signal as a request to opt out of the sale or sharing of personal information for cross-context behavioral advertising for the browser and device that sends the signal.
Our advertising pixels and related identifiers may be treated as “sharing” or “sale” under some U.S. privacy laws when used for cross-context behavioral advertising. We do not sell personal information for money. You can submit a Do Not Sell or Share My Personal Information request at any time.
7. Email Tracking
Our emails may contain tracking links or a small image pixel that lets us know whether the message was opened, whether a link was clicked, and related device or browser information. We use this to understand engagement and improve our communications. You can avoid marketing emails by using the unsubscribe link in the message. You may also limit remote-content loading in your email client.
8. Third Parties
Third-party providers may collect information directly through their technologies and use it under their own policies. Depending on the page and your consent choices, they may include providers for website and course hosting, payments, analytics, advertising, social media, email, SMS, security, and performance. We do not control third-party browser settings or policies. Review their privacy information for more detail.
9. How Long Technologies Last
Some cookies and similar technologies last only while your browser session is open. Others stay until they expire or you delete them. Duration depends on the technology, purpose, your browser settings, and the provider. The live cookie preference center should identify the duration of active cookie tools where applicable.
10. Changes to This Policy
We may update this Cookie Policy when our technology, business, or legal requirements change. We will post the updated version here and revise the effective date. If a change is material, we will provide additional notice when required.
